Your 2012 Financial Goals

Hopefully by now you have already been motivated enough to decide what you would like to accomplish financially for 2012. If you haven't, now is the time!  I urge you to think long and hard and commit to it.  Whether it be to pay off your credit card debt, to save $1,000 this year, to limit yourself to spending $50/month eating out, make the decision and STICK WITH IT.  I believe short-term goals can turn into long term achievements.  For example, if you have $1,000 in credit card debt, tell yourself you're going to pay $500/month (or the most you can afford) until it is paid off.  Stretch yourself, and you will be surprised at what you can achieve. Trust me, I have been there!